What's This Charge?

OPENAI — what is this charge?

Platform / subscription
This is most likely a ChatGPT subscription or OpenAI API usage charge.
This is either a ChatGPT Plus/Pro/Team subscription (usually the same amount each month) or metered OpenAI API usage (varies with usage). The two are billed separately.
Nothing you type is storedLinks to the official pageFree · no sign-up

How to confirm it

  1. For ChatGPT: sign in at chatgpt.com > Settings and check your subscription
  2. For the API: check platform.openai.com > Billing for usage charges

What you can do

I don't think I made this chargeFreeze/lock the card in your bank or card app right away, request a new card, then dispute the transaction with your bank or card issuer.
This page is informational, based only on the charge name OPENAI. It doesn't confirm the exact merchant or whether a refund is possible. Always verify with the official page and your bank.
Last verified: 2026-07-15

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Frequently asked questions

What is the "OpenAI (ChatGPT)" charge?
This is either a ChatGPT Plus/Pro/Team subscription (usually the same amount each month) or metered OpenAI API usage (varies with usage). The two are billed separately.
How do I cancel this charge?
Follow the 'How to confirm' steps above to find and cancel the subscription in the official account. Note that deleting an app usually does NOT cancel its subscription.
I don't recognize this charge — could it be fraud?
Most unfamiliar charges are forgotten subscriptions, family purchases, or a payment processor's name — not fraud. But if you've checked and it truly isn't yours, contact your bank or card issuer right away to freeze the card and dispute the charge.