WISE — what is this charge?
Wallet / easy payThis is most likely money you moved into or through your own Wise account.
Wise (renamed from TransferWise in 2021) is a money-transfer and multi-currency account service. A 'WISE' charge on your bank card is most likely a top-up you made to your Wise balance or an international transfer you funded by card — it may also appear under the old 'TRANSFERWISE' name. Purchases made WITH a Wise card show the merchant's name instead, so an unrecognized subscription on your Wise card is a separate merchant's charge.
Wise (renamed from TransferWise in 2021) is a money-transfer and multi-currency account service. A 'WISE' charge on your bank card is most likely a top-up you made to your Wise balance or an international transfer you funded by card — it may also appear under the old 'TRANSFERWISE' name. Purchases made WITH a Wise card show the merchant's name instead, so an unrecognized subscription on your Wise card is a separate merchant's charge.
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How to confirm it
- Open the Wise app and check your activity/transaction list for a matching top-up or transfer on that date
- Remember card-funded transfers: sending money abroad with a card shows as a Wise charge on your bank statement
- For an unrecognized charge made with your Wise card, identify the merchant in the activity list and contact them
- If you find a Wise card transaction you never made, use Wise's dispute process and freeze the card in the app
Official page: Wise — Help Centre
What you can do
I don't think I made this chargeFreeze/lock the card in your bank or card app right away, request a new card, then dispute the transaction with your bank or card issuer.
This page is informational, based only on the charge name WISE. It doesn't confirm the exact merchant or whether a refund is possible. Always verify with the official page and your bank.
Got another charge to check?
Search a charge name →Frequently asked questions
What is the "Wise (formerly TransferWise)" charge?
Wise (renamed from TransferWise in 2021) is a money-transfer and multi-currency account service. A 'WISE' charge on your bank card is most likely a top-up you made to your Wise balance or an international transfer you funded by card — it may also appear under the old 'TRANSFERWISE' name. Purchases made WITH a Wise card show the merchant's name instead, so an unrecognized subscription on your Wise card is a separate merchant's charge.
How do I cancel this charge?
Follow the 'How to confirm' steps above to find and cancel the subscription in the official account. Note that deleting an app usually does NOT cancel its subscription.
I don't recognize this charge — could it be fraud?
Most unfamiliar charges are forgotten subscriptions, family purchases, or a payment processor's name — not fraud. But if you've checked and it truly isn't yours, contact your bank or card issuer right away to freeze the card and dispute the charge.